Payon Group
Built through more than two decades of payments experience.
Payon Group brings together established businesses across healthcare payments, financial services, capital and fintech technology.
- 2003
- $620M+
- 4
The Group
Four businesses.
One ecosystem.
Each company has a defined role. Together they cover the full life of a payment — from origination to capital and technology — built over more than two decades of operating experience.
Payon DentiCare
Healthcare payment-plan origination and administration for dental and orthodontic practices. Processing more than $620M in annual transactions across a national network since 2003.
Explore DentiCareExplore DentiCarePayon Capital
Wholesale investment opportunity supporting the continued growth of the Payon DentiCare ecosystem. Payon Capital Pty Ltd holds AFSL & ACL 509400.
Explore Payon CapitalExplore Payon CapitalPayon Systems
The group's platform for new verticals and international markets — the proven DentiCare model applied elsewhere, including card-acquiring and merchant services capability.
Explore Payon SystemsExplore Payon SystemsTechyon
Technology development supporting the group's payments and financial infrastructure — connected to Singapore's fintech ecosystem.
Explore TechyonExplore TechyonPayon BNPL
Industry-specific payment-plan solutions for Dental, Orthodontic, Health, Beauty and Wellness markets.
Explore Payon BNPLExplore Payon BNPL
Our story
Built from the ground up since 2003.
What started as a single payment solution for dental practices has grown into a four-company group spanning payments, technology, funds management and fintech development.
The same leadership team that founded Payon DentiCare runs the group today. That continuity — of people, standards and accountability — is the structural advantage no competitor can replicate.
Founded
2003
Headquarters
Sydney, NSW
Licence
AFSL & ACL 509400
THE INVESTMENT PROCESS
Five steps,
start to finish.
Straightforward and handled directly by the Payon Capital team. Formal documents are issued only after eligibility is confirmed.
Register your interest.
Eligible wholesale investors register through the Payon Capital enquiry form.
Eligibility confirmed.
The Payon Capital team contacts you to confirm your eligibility as a wholesale investor and discuss the opportunity.
Formal documents issued.
Qualified investors receive the Investment Summary, Investment Memorandum and Application Booklet.
Application completed.
Applications are completed through the approved process outlined in the Application Booklet.
Capital deployed.
Accepted capital supports the continued provision of eligible healthcare payment plans across the Payon DentiCare network.
Leadership
One leadership team. Four companies.
Managing Director
David Cathie
Co-founder of DentiCare® in 2003. Returned to the helm in 2011 as the primary architect of the group’s strategic transformation. Over twenty-four years of executive leadership across healthcare and medical sectors in Australia, New Zealand and Southeast Asia. Graduate Diploma in Business Management.
Director & CFO
Ghafur Barchia
Chartered Accountant. Joined DentiCare® as strategic advisor in 2014, appointed CFO in 2022 and Director of Payon Capital in 2026. Over twenty-five years across accounting, tax, M&A, capital raisings, global funds management and private equity.
Director & Fund Manager
Charles Smith
Joined DentiCare® in 2021. Bachelor of Commerce, majoring in Accounting and Finance. The day-to-day operational lead for Payon Capital — high-level analytical work, complex reporting and strategic governance.
Contact
Tell us who you are.
We'll route it.
Payon Group comprises four separate companies. Rather than a generic inbox, we route every enquiry to the team best placed to respond. Choose the description that fits you and we'll take it from there — one message is all it takes.
Where your message goes
Payon DentiCare
Dental & orthodontic practices
Payment plans, patient finance and practice administration.
Payon Systems
New industry partners
Vertical expansion, new market deployment and merchant services.
Payon Capital
Wholesale investors
Eligible wholesale investor enquiries and fund information.
Techyon
Technology & integration
Platform access, API integration and fintech partnerships.
- General enquiries
- info@payongroup.com
- Headquarters
- Sydney, NSW, Australia
- Licences
- AFSL & ACL 509400
